First-Time Homebuyer Loans in Roseville CA

Whether you are shopping for your first home in Roseville, Sacramento, the surrounding region, or anywhere in the state of California, finding the ideal mortgage is an important step toward buying the perfect home.

While choosing your first home loan, you may have lots of questions and concerns about the mortgage process.

Know exactly what you can afford before you search for homes.Today's Mortgage Rates

Steelman Mortgages is here to make that process simple and easy and to connect you with a suitable loan.

A Loan for Every First-Time Homebuyer in California

We match first-time homebuyers with the following types of loans:

Conventional

With a conventional conforming loan, you may be able to move into your first home with as little as 3% down depending on your qualifications.
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Jumbo

If you need to borrow more than the conforming loan limits allow to purchase your first home, you can apply for a jumbo mortgage.
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FHA

An FHA mortgage guaranteed by the Federal Housing Administration features competitive rates and relaxed credit requirements. With down payments as low as 3.5%, this is one of the most popular loan products for first-time homebuyers.
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VA

The VA loan program is guaranteed by the Department of Veterans Affairs, and gives eligible veterans, active-duty service members and surviving spouses the opportunity to purchase their first home with zero down in California.
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USDA

With a USDA rural housing loan guaranteed by the US Department of Agriculture, you can buy your first home in rural California with zero down.
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Bank Statement Loan

If you do not have a W-2 to verify your income, you can apply for a bank statement loan to purchase your first home.
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Why Choose Steelman Mortgages For Your First Mortgage?

We cut through the clutter of the lending process, simplifying it so that you understand every step and every decision.
Educating first-time homebuyers is a core part of what we do at Steelman Mortgages. Our goal is to make sure that the mortgage you choose helps you achieve your goals and that you are making the informed financial decisions you need to thrive.
We individualize the lending process and offer you personalized customer service that you won’t get from a large bank.
You can expect fast responses to your questions and frequent updates throughout the lending process.
We close rapidly so you can get the keys to your new home fast.

Apply for Your First Home Loan Today

Ready to purchase your first home? Cindy Steelman cannot wait to connect you with the ideal loan. To get started, please call (916) 847-7263 to schedule your consultation. Steelman Mortgages works with first-time homebuyers in Roseville, Sacramento, and throughout CA.

Know exactly what you can afford before you search for homes.Today's Mortgage Rates

Ginelle Rasch

19:18 31 Jan 22

Cindy is so easy to work with, very thorough and responds quickly to any/all questions & concerns. We really enjoyed working with her for our refi.

Yvonne Silao

21:39 28 Jan 22

Buying a house can be scary but Cindy was helpful and positive every step of the way where my loan was concerned. She is patient, kind, and a pleasure to work with. She always had my best interest in mind during each step of the process. I highly recommend her, you won't be disappointed!

Mark Krasko

21:30 28 Jan 22

Richard Feuerbach

19:30 28 Jan 22

Simply put, Cindy was awesome. I have purchased several homes over the years and without a doubt, Cindy made the whole process from beginning to end very pleasant and stress free.

Shannon Rodriguez

16:21 26 Jul 21

Cindy is the BEST! My husband and I wanted to refi our house but we had a big mess of things to clear up before we could do so. Cindy helped us every step of the way! Without her knowledge of the industry, amazing follow through and communication with us, and her patience, we never would have made this possible! Thanks to Cindy we lowered our monthly expenses and got a great interest rate with our new refi! I would highly recommend her to all of my friends and family!!!

Amy Russell

02:36 07 Jul 21

Dale Tindel

01:47 08 Apr 21

We have used Cindy exclusively since the purchase of our home in 2010. She has provided her expertise for two refinances and the mortgage of a 2nd home. Her attention to detail and her knowledge of market conditions have enabled us to always get the best rates available at the best prices. Thank you, Cindy.

stephanie boggs

21:46 07 Apr 21

Working with Cindy Steelman was an absolute pleasure! Everything from start to finish was professional.

Cindi Pearman

16:59 07 Apr 21

I honestly can’t say enough good things about Cindy. I didn’t know her when she brokered our loan in Nor Cal as she was referred by our Realtor, but we have been friends ever since.Loan brokers have access to many lenders unlike banks so they can get the best rates and she did! They also walk you through the whole process ensuring that everything goes smoothly and it did!So if you need anything mortgage loan related in California, give her a call and see if she can get you a lower rate. She probably can, if not, at least you made a new friend. 😊

Andrew Klinstiver

01:44 07 Apr 21

I have worked with Cindy a number of times, Her service and customer support throughout the financing process is second to none. I highly recommend her.

Chad Parker

10:12 06 Apr 21

Love working with Cindy. This is our second refinance. She makes it easy and keeps you up to date along the way.

Nicki Rowland

16:43 16 Mar 21

We have now refinanced with Cindy 3 times and every time has been an incredibly positive experience. We trust that she is giving us the best advice for our situation and we could not be happier. It has put us in a great financial position and we owe that to Cindy. She is prompt, responsive to questions and always on top of things. Highly recommend for all your home loan needs!

Patrick Ryan

00:41 28 Jan 21

Cindy's attention to details and her quick responsive approach to answering my questions was outstanding! However, what I was most impressed with was her astute knowledge of the industry which enabled her to close my purchase quickly with zero issues! 3 years later I refinanced my home and she was able to lower my interest rate, saving me $300 per month!One call to Cindy and your shopping for a home loan is over!

Monica Singh

19:54 14 Sep 20

We have worked with Cindy for the last 8 years doing a home mortgage and two refinances with her. She is a pleasure to work with. She always gets back to you fast and answers all queries with great patience. She gets you the best rate and is always on top of things. Her loans close on time and with least hassle, because she is so organised. I would highly recommend her for your mortgage needs.

Kurt Reinke

21:36 27 Apr 18

Catherine Heath

19:25 01 Mar 18

Cindy is knowledgeable and straight forward. I know I can trust her to give unbiased advice to my clients and myself. She is personable and very fast at getting right back to me on any questions I have.

Dave Huntoon

23:07 04 Mar 17

Cindy is a wealth of knowledge. I really appreciated her help!

Justin Gilbert

16:33 08 Jun 16

I have been working with Cindy for the last several years. I consistently refer my best clients to Cindy because I know they will be well taken care of. She takes the time to understand my clients needs and fights to get them the best product for their lending needs. If you are considering a new home purchase, or refinance of an existing loan, do yourself a favor and call Cindy.

Christine Glaesman

16:16 08 Jun 16

Cindy has a lot of experience in mortgage and can help you with all of your mortgage needs. Cindy is extremely knowledgeable in her industry. Cindy helps people qualify for a loan if they don't think they can qualify. Give her a call today!

shaun edwards

15:59 08 Jun 16

You won't find a better mortgage professional in the Sacramento area. Cindy really knows her industry and does great work.

First-Time Homebuyer